Africa's Secured Credit Infrastructure

SEC/CFD/OBOTAN/CROWDFUNDING/03-26 – Licensed Intermediary and Platform

SEC Licensed
Asset-Backed
Legally Enforceable

Activate Your
Asset-Backed
Credit Line

Access up to GHS 10,000,000 via SCOA

Unlock the power of your assets. Get approved to access loans, trade finance, and working capital through a Secured Credit Operating Account (SCOA).

Obotan Secured Credit Card
Your Credit Line. Multiple Possibilities.
Bank-Issued Cards
E-Cheques
Partner Wallet Integration
Trade Finance
Equities
Bonds
Real Estate
Guarantees
Weal Card
Bill Payments
BNPL / Pay Later
Discounts
Created for Lenders Built for Asset Holders Trusted by Investors.
Serving Governments Powered by Licensed Partners.
SEC Regulated
SEC/CFD/OBOTAN/CROWDFUNDING/03-26
Asset-Backed
Collateralized
and Secure
Act 1052 Enforceable
Ghana Law
Protected
Trustee Verified
Independent
Trustee Oversight
Secured & Confidential
Bank-Grade
Security
HOW IT WORKS

Get Your Secured Credit Line In 3 Simple Steps

1 Request for a Secured Credit Line

Use your asset to unlock a secured credit line to obtain a loan and do credit purchases. Obotan will value and vet your asset to determine your amount of credit limit up to Ten Million (GHC 10m) Cedis.

USE MY PROPERTY OR ASSET FOR A SECURITY
Don't own property or asset? Browse our list of available properties and assets.
Property
LAND
Behind Osei-Homes Land
GHS 250,000
Property
HOUSE
4-Bed House, Adenta
GHS 1,200,000
Property
HOUSE
4-Bed House, Adenta
GHS 1,200,000
Property
HOUSE
4-Bed House, Adenta
GHS 1,200,000
Property
COMM.
Commercial Space, Tema
GHS 3,500,000
BROWSE ALL PROPERTIES
2 Borrow and Buy

Use your Obotan activated Secured Credit Operating Account line to post a loan and obtain favourable terms from your financial provider of choice or from our trusted pool of lenders and sellers.

I AM READY TO BORROW AND BUY
You can also buy consumer products from our partners and pay later
Product
TRUCK
Concrete Truck
GHS 1,776,915
Product
TRAILER
Concrete Trailer
GHS 1,601,787.5
Product
PUMP
Concrete Pump
GHS 1,781,032.5
Product
SUV
BM360 Electric Pickup
GHS 272,200
Product
SUV
X1 P60 Electric SUV
GHS 415,800
Product
EV
E3 Electric SUV
GHS 266,200
SHOP ALL PRODUCTS
3 Receive Your Funds and Package

With a funded Secured Credit Operating Account Line, you can use funds for Trade Finance Credit, working capital, and Pay Bills.

CHECK THE STATUS OF MY APPLICATION
WHO CAN USE OBOTAN?

Solutions For Every Need

OBOTAN_LENDER_CORE
Live Feed
Portfolio Overview

Live loan feed

Active loans

Monitoring

Borrowers

KYC verified

Escrow

Protected

Yield

Your terms

KYC
Escrow
Act 1052

Fund Loans & Earn Competitive Returns

Source quality borrowers from our platform at your preferred rates and deploy capital into secured, asset-backed opportunities.

  • Earn competitive interest on secured, asset-backed loans
  • Full KYC & SEC-regulated borrower verification
  • Choose your loan terms, rates, and risk appetite
WHAT OUR CLIENTS SAY

Trusted by Borrowers, Lenders & Vendors
Across Ghana

GHS 42M+Credit Facilitated
1,800+Active Borrowers
340+Verified Lenders
98%Client Satisfaction
120+Vendor Partners
"

I used my East Legon property to unlock a GHS 580,000 credit line within two weeks. Obotan's process was transparent, the team was professional, and I got terms far better than any bank had ever offered me.

KA
Kwame Asante-Boateng
Property Developer · East Legon, Accra
Borrower
"

As a financier, I was initially cautious. But the Trustee verification, Act 1052 enforceability, and Obotan's escrow structure gave me full confidence. I have deployed GHS 2.4M across seven deals and returns have been excellent.

AF
Abena Frimpong-Manso
Investment Manager · Airport Residential, Accra
Lender
"

Partnering with Obotan has grown our B2C sales by 38% in six months. Obotan pays us upfront, their verified borrowers are reliable, and onboarding was seamless. The smartest distribution channel we have ever added.

EO
Emmanuel Ofori-Atta
CEO, FreshMart Ghana · Tema Community 7
Vendor
"

Obotan helped me consolidate three separate loans into one structured SCOA facility. The interest rate was lower, the repayment schedule was flexible, and I could track everything through the platform in real time.

YD
Yaw Darko-Mensah
Small Business Owner · Kumasi, Ashanti
Borrower
"

The escrow structure and Trustee oversight gave me complete confidence in every transaction. I now allocate a portion of my portfolio exclusively to Obotan deals — the risk management is genuinely best-in-class.

KA
Kofi Acheampong
Wealth Advisor · Cantonments, Accra
Lender
"

As a building materials supplier, delayed payments were our biggest challenge. Since joining Obotan's vendor network, we receive guaranteed upfront payment and our cash flow has transformed completely.

AS
Adwoa Sarpong-Boateng
Director, BuildRight Supplies · Takoradi
Vendor
BUILT FOR GHANA. BUILT FOR TRUST.

Asset-Backed.
Legally Enforceable.
Built for Trust.

Obotan connects lenders, borrowers, vendors, communities and government on one secure, SEC-licensed marketplace.

JOIN OBOTAN TODAY
SEC Licensed
Crowdfunding Intermediary
Your Asset. Your Power.
Unlock credit. Build wealth.
Trusted by Thousands
Across Ghana and Beyond.